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Loan & Mortgage Access for Trade-Driven Growth

Financing should match how your business earns. Whether you need flexible working capital to execute import/export contracts or a long-term home financing plan for you and your team, 9QC helps you choose the right product and apply with confidence. Compare the options below, review eligibility, and use the buttons to start your application with our trusted partners.

Use LOAN for business cash-flow needs and MORTGAGE for property purchase or refinancing.

Loans (Business & Trade Financing)

Best for exporters/importers who need working capital, inventory funding, equipment support, or bridging finance to fulfill contracts.

What you get

  • Flexible funding aligned to purchase orders, shipments, or growth milestones.
  • Clear underwriting requirements and faster decision paths than traditional bank cycles.
  • Funding that can support inventory, freight, insurance, or operating expenses.
  • Options suitable for early-stage SMEs and established trading companies.

Eligibility criteria (typical)

  • Active business operations with verifiable cash-flow or contracts.
  • Basic documentation: company registration, bank statements, and invoices/contracts.
  • Owner identification and contact verification.
  • Reasonable debt service capacity relative to requested amount.

Mortgages (Home Financing)

Best for professionals and families seeking to buy, refinance, or consolidate a property loan with a structured repayment timeline.

What you get

  • Long-term repayment structure designed for affordability and planning.
  • Guidance on rates, approvals, and documentation to reduce surprises.
  • Options for purchase, refinance, and renewal depending on your profile.
  • Support for borrowers building financial readiness and credit history.

Eligibility criteria (typical)

  • Stable income and ability to maintain monthly repayments.
  • Identification and proof of employment or business income.
  • Down payment readiness and a property profile that meets lender requirements.
  • Clean, explainable credit profile and transparent financial history.

Choosing the right option

Use this quick guide to select the most practical path for your objective.

Choose LOAN when

you need liquidity to buy goods, fulfill purchase orders, manage logistics, or smooth cash-flow. Loans are often the fastest route to execute trade opportunities.

Choose MORTGAGE when

you are purchasing or refinancing a home and want a structured, long-term repayment plan. A mortgage is designed around stability and predictable monthly budgeting.

Choose FACTORING when

you have invoices outstanding and need capital immediately without waiting for buyers to pay. Factoring converts receivables into working capital.

Ready to apply?

Start with the product that matches your need. You can return anytime to explore the other options using the buttons below.